PROPOSAL FORM FOR PRIVATE CAR INSURANCE

No risk attaches until the proposal has been accepted by the company and premium is paid or agreed to be paid

Your Details
Full name:
Your address:
Occupation:
Address:
Telephone:
Work
Home
Mobile
Email
Interested Bank/Finance Company:
YOUR DUTY OF DISCLOSURE
You must tell us everything you know (or could be reasonably expected to know) that a prudent insurer would want to take into account in deciding:
    • Whether to accept your proposal, and
    • If so, on what terms.
Examples of what you must tell us include:
    • Anything that increases the risk of a claim
    • Any criminal offending or convictions
    • Any previous insurance claims
    • Any refusal by another insurer to insure you on standard terms, or continue to insure you on standard terms
You must also tell us this every time this policy renews, and when you make any changes to it.
If you fail to do this, we may avoid the policy back to when it started as if you were never insured at all.
When in doubt, disclose. We treat all information confidentially.
YOUR PRIVACY
We collect and receive your personal information in this proposal to decide whether to insure you. We hold it in our records.

You have rights to access it, and correct it under the Privacy Act 1993. You must supply your personal information to us if it comes within your duty of disclosure (see Your Duty of Disclosure above).

If you fail to do so, we may decline your proposal or avoid your insurance retrospectively. We obtain your authority below to transfer some or all of it to other members of the insurance industry, financially interested parties noted on your policy and Insurance Claims Register Limited.
YOUR PREVIOUS HISTORY
If yes, please explain in detail:


Please list details of car(s)/vehicle, caravan/motorcycle/trailer/other.
Year Make Model Engine Size
 and type
Registration Number Market Value
Has any car been modified from the manufacturer's standard specifications? If so, please provide full details below. (Please list car accessories in excess of $1000.)
Who will drive your car? Name Sex DOB Type of Driving License
Main driver
1st additional driver
2nd additional driver
YOUR DECLARATION
I declare that I:1
      1 Have answered all questions truthfully.
      2 Have, in addition, disclosed all material facts to New India (please see Your Duty of Disclosure above)
      3 Agree to the policy terms and conditions.
      4 Authorize:
          4.1 New India to advise me of its other services from time to time
          4.2 The disclosure of my personal information held by New India to:
              4.2.1 Other members of the insurance industry, and
              4.2.2 Financially interested parties noted on the policy, and
              4.2.3 Insurance Claims Register Limited.
          4.3 The disclosure of my personal information held by:
              4.3.1 Other members of the insurance industry, and
              4.3.2 Insurance Claims Register Limited to New India for the purpose of considering this proposal and administering the policy
      5 Am authorized by everyone else to be insured under the policy to complete this proposal on their behalf, and they give the same declarations above. Signature of Proposer